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Approval Requirements - 4 Simple Questions

Income History

Three-month history with your current employer or source of income?

Monthly Income

Deposit $1,000 or more into your checking account each month?

Checking Account

Checking account for at least 90 days?

Checking Activity

Checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible Payment Options

Choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

90-Day Payment Option - Interest Free

Payoff within 90 days and we’ll simply close your account for the amount financed.

Pay Over 12 Months

Take time to repay your account over 12 months with payment scheduled to align with your payday.

Early Payoff Discount

Payoff after 90 days and save 55% or more on all outstanding payments.

HB Computers is committed to customer satisfaction, and as a result of the industry standard imposing a no-return restriction on us, we are therefore obligated to adhere to the following return policy. Given these return restrictions, all purchases are final, unless the product is defective. Defective products are exchanged or repaired at HB Computers at its discretion within 10 days from receipt (no refunds or credit).
All products are covered by the manufacturer’s warranty against defects. If warranty is not specified, the item has been sold on an “AS IS” basis with no warranty, expressed or implied. HB Computers will strictly enforce cancellation of warranty rights for removal of any warning sticker stating either “Warranty void if removed,” “warranty void if label is removed or tampered with”, or any white identification sticker placed on merchandise. Refurbished products shall not have any warranties, and HB Computers shall not grant any refunds for any refurbished product.

No returns will be accepted without a Return Authorization (RA) Number. With manufacturer’s allowance, a Return Authorization Number may be requested within 14 days from the invoice date. After 14 days from your invoice date, you will be required to contact the manufacturers directly to repair, replace or return their products.
All products must be received to HB Computers within 10 days of receiving a Return Authorization Number. Items received after 10 days will be refused. All RA Numbers must appear on the shipping labels. All items must be in “As-New” condition in original packaging and returned with original packaging, including all warranty cards, manuals, cables, accessories, components, etc. Replacement product orders will not be shipped until the original item is received and inspected. Once the item has been confirmed defective, the replacement will be shipped. If the defective item is being returned for credit, the credit will not be issued until the item has been inspected and confirmed defective.
If the supplier’s factory seal is intact, you may return an unopened product for exchange within 14 days of your invoice date (if permitted by the manufacturer’s return policy). If the supplier’s factory seal is broken, you may return an opened product for exchange within 14 days of your invoice date (if permitted by the manufacturer’s return policy). All items are subject to a minimum 30% restocking fee. All items must be returned with original packaging, including all warranty cards, manuals, cables, accessories, components, etc.
Custom Gaming PCs and similar items are NOT eligible for either cancellation or return. Software, special orders, and discontinued items may not be cancelled or returned. All such products are sold “as-is”. If any such item is defective, you should consult the manufacturer for warranty and return terms and conditions. Labor charges (e.g., installation service) are non-refundable. All refunds will be made in the form of original payment. Purchase made by cash or check over $100.00 will be refunded by check from HBCs corporate office within ten (10) business days.
Shipping and handling charges are non-refundable. You are responsible for shipping charges and insurance on all return shipments. Any deviation from the return process outlined above will result in a delay of your refund, an additional restocking fee up to 30%, and possibly a refusal of your return.