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Acima Financing

Buy what you need, when you need it. We’ll give you the time to pay.

  • No Credit Needed
  • Easy Application
  • Approval Decisions Within Seconds
  • Low Initial Payment
  • 90-Day Payment Option, Interest Free
  • Flexible Payment Schedules
  • Get pre-approved before coming into the store.

    Click here to Apply

    Use this button ONLY if you are coming into the store to purchase and pickup.

Approval Requirements - 4 Simple Questions

  • Income History

    Three-month history with your current employer or source of income?

  • Monthly Income

    Deposit $1,000 or more into your checking account each month?

  • Checking Activity

    Checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible Payment Options

Choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

  • 90-Day Payment Option - Interest Free

    Payoff within 90 days and we’ll simply close your account for the amount financed.

  • Pay Over 12 Months

    Take time to repay your account over 12 months with payment scheduled to align with your payday.

  • Early Payoff Discount

    Payoff after 90 days and save 55% or more on all outstanding payments.

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