NO CREDIT NEEDED!
Requirements
Bank Account
- A Personal Checking Account
- Must be local(US) branch bank
- Cannot be joint account
- Approvals odds are highly determined by this factor.
- Must be open for more than 4 months
- Online banks only not accepted
Valid Id
- Valid California ID
- Second form of government issued ID may be required (i.e.; Car registration)
- State Driver’s License&US Passports accepted
SST/IN
- NO HARD INQUIRIES are pulled from your credit using your SSN/ITIN.
- Social Security or ITIN number accepted.
- Need to verify bank account by matching provided SSN with banks recorded SSN on your account.
Income/ISI
- Must receive income and have history of receiving income preferably 1 year or more but not required.
- Must have an income going into your account greater or equal to $700 ( ea. company may differ)
Payments
90-100 Days 0% Interest
- Pay off in one year and final cost will be more than double the cost of item after calculating interest.
- Pay within 90-100 days and pay no interest on your item.
Flexible Payments
- NO early pay off fees
- Pay when you get paid with flexible affordable payments.
- Weekly, Biweekly, twice a month, or monthly payment schedules available.
- Payments are automatically taken from your account (Autopay)
Accepted Payments
- Payments may take up to 3-7 days to process
- Pay via by PHONE, IN APP, or login to your CUSTOMER PORTAL/ WEBSITE
- You may pay off your lease using a credit card, debit card, ACH bank, or wire.
Manage with Mobile APP
- Take control of your next payments with the lender’s mobile apps
- Not available for all companies like American first finance
- Change due dates
- Review your balance
Take it today $0 down programs
- Pay nothing today and take the item home with you.
- We also may ship it to you for easier convenience.
